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Owning a Plumbing Company – Commercial Vehicle Insurance

March 28th, 2015 by gtowsley Leave a reply »

 

commercial vehicle insurance

T.A.S.K Insurance Agency, http://goo.gl/HQrMbN, 03/28/2015

A commercial vehicle is a vital tool in helping you run your plumbing business. Whether you only operate one vehicle or multiple vehicles it is important to make sure you have adequate insurance coverage for your fleet. Commercial vehicle insurance is nothing to take lightly. Here are some things to consider when shopping for a commercial vehicle insurance policy.

 

Route

When shopping for commercial vehicle insurance its important to consider the route. For example if your vehicle often travels in an area that has a high level of crime you may want to up your commercial vehicle insurance to cover theft.

 

Cargo

As a plumber you may be traveling with some expensive tools, so it is important to consider your cargo when looking at commercial vehicle insurance. Commercial vehicle insurance may have some guidelines as far as what you may be transporting and your commercial vehicle insurance should be written to cover all liability associated with your cargo.

Cost

Commercial vehicle insurance may cost more than a personal policy. When it comes to commercial vehicle insurance you want to make sure that your policy covers any potential driver or passenger. Part of taking care of your staff is making sure they are protected with enough insurance coverage.

 

 

Driving Record

Checking the driving record of all employees is a must. Having commercial vehicle insurance will offer you protection, however you should do a little research into who will be operating your fleet. This should be part of your background check when you hire a new employee.

 

As a plumber you spend a lot of time in the car. Its important to make sure you have the right commercial vehicle insurance. Protect yourself, your employees, and business by making sure you have the right level of commercial vehicle insurance. You may have grown your plumbing business and expanded over the years, you should also consider growing and expanding your commercial vehicle insurance as well. Contact your insurance agent to learn more about the proper coverage for your commercial vehicle insurance.

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